X1X Privacy policy
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X1X
Operating as Baselayer X1X Limited
Last updated: Feb 22 , 2026
1. Introduction
X1X is operated by Baselayer X1X Limited, a company registered in Kenya.
We are committed to protecting your personal data in accordance with the Kenya Data Protection Act, 2019.
This Privacy Policy explains how we collect, use, store, and protect your information when you interact with our website, products, and PAYGO services.
2. Information We Collect
A. Personal Information
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Full name
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Phone number
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Email address
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National ID number (for financing)
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Physical address
B. Financial & Application Information
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Employment and income details
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M-PESA statements (when voluntarily submitted)
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Credit assessment information
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Payment history
C. PAYGO & Device Information
For PAYGO-enabled devices:
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Device serial number
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Device activation status
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Payment compliance status
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K-Lock system communication data
K-Lock communication is limited to system integrity, payment compliance, and operational functionality.
We do not access personal files, documents, photos, browsing history, or private content stored on your device.
D. Website & Technical Information
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IP address
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Browser type
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Device type
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Usage data
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Cookies and analytics data
3. How We Use Your Information
We use personal data to:
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Process PAYGO applications
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Perform credit evaluation
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Deliver and manage devices
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Operate and enforce PAYGO agreements
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Provide customer support
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Improve services and infrastructure
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Comply with legal obligations
We do not sell your personal data.
4. Device Monitoring & K-Lock
PAYGO devices may periodically communicate with our servers to:
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Verify payment compliance
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Confirm activation status
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Maintain system integrity
If payment obligations are not met, device access may be restricted in accordance with your PAYGO agreement.
Monitoring does not include access to personal content.
5. Data Storage & International Transfers
Your data is stored on secure cloud infrastructure operated by Amazon Web Services (AWS).
AWS servers may be located outside Kenya.
By using our services, you acknowledge that your personal data may be transferred and stored outside Kenya in jurisdictions with different data protection laws.
We implement reasonable safeguards to ensure your data remains protected.
6. Data Sharing
We may share data with:
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Payment processors
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Financing partners (where applicable)
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Service providers supporting our infrastructure
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Legal authorities when required by law
All third parties are required to protect personal data.
7. Cookies & Analytics
We use cookies and third-party analytics tools, including Google Analytics, to:
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Understand website usage
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Improve performance
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Enhance user experience
You may disable cookies in your browser settings.
8. Data Retention
We retain personal data:
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For the duration of your PAYGO agreement
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As required under Kenyan financial and tax laws
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As necessary for dispute resolution or legal compliance
9. Your Rights
Under the Kenya Data Protection Act, you may request:
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Access to your data
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Correction of inaccurate data
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Deletion of data (subject to legal obligations)
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Withdrawal of consent where applicable
Requests can be submitted to:
10. Security
We implement appropriate technical and organizational measures to protect personal data. However, no system can guarantee absolute security.
11. Changes to This Policy
We may update this Privacy Policy periodically. Updates will be posted on this page with a revised date.
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© 2026 Baselayer X1X Limited .All Rights Reserved.

