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X1X Privacy policy

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X1X

Operating as Baselayer X1X Limited

 

Last updated: Feb 22 , 2026

 

 

1. Introduction

 

X1X is operated by Baselayer X1X Limited, a company registered in Kenya.

 

We are committed to protecting your personal data in accordance with the Kenya Data Protection Act, 2019.

 

This Privacy Policy explains how we collect, use, store, and protect your information when you interact with our website, products, and PAYGO services.

 

 

2. Information We Collect

 

 

A. Personal Information

 

  • Full name

  • Phone number

  • Email address

  • National ID number (for financing)

  • Physical address

 

 

B. Financial & Application Information

 

  • Employment and income details

  • M-PESA statements (when voluntarily submitted)

  • Credit assessment information

  • Payment history

 

 

C. PAYGO & Device Information

 

For PAYGO-enabled devices:

 

  • Device serial number

  • Device activation status

  • Payment compliance status

  • K-Lock system communication data

 

K-Lock communication is limited to system integrity, payment compliance, and operational functionality.

 

We do not access personal files, documents, photos, browsing history, or private content stored on your device.

 

 

D. Website & Technical Information

 

  • IP address

  • Browser type

  • Device type

  • Usage data

  • Cookies and analytics data

 

 

3. How We Use Your Information

 

We use personal data to:

 

  • Process PAYGO applications

  • Perform credit evaluation

  • Deliver and manage devices

  • Operate and enforce PAYGO agreements

  • Provide customer support

  • Improve services and infrastructure

  • Comply with legal obligations

 

We do not sell your personal data.

 

 

4. Device Monitoring & K-Lock

 

PAYGO devices may periodically communicate with our servers to:

 

  • Verify payment compliance

  • Confirm activation status

  • Maintain system integrity

 

If payment obligations are not met, device access may be restricted in accordance with your PAYGO agreement.

 

Monitoring does not include access to personal content.

 

 

5. Data Storage & International Transfers

 

Your data is stored on secure cloud infrastructure operated by Amazon Web Services (AWS).

 

AWS servers may be located outside Kenya.

 

By using our services, you acknowledge that your personal data may be transferred and stored outside Kenya in jurisdictions with different data protection laws.

 

We implement reasonable safeguards to ensure your data remains protected.

 

 

6. Data Sharing

 

We may share data with:

 

  • Payment processors

  • Financing partners (where applicable)

  • Service providers supporting our infrastructure

  • Legal authorities when required by law

 

All third parties are required to protect personal data.

 

 

7. Cookies & Analytics

 

We use cookies and third-party analytics tools, including Google Analytics, to:

 

  • Understand website usage

  • Improve performance

  • Enhance user experience

 

You may disable cookies in your browser settings.

 

 

8. Data Retention

 

We retain personal data:

 

  • For the duration of your PAYGO agreement

  • As required under Kenyan financial and tax laws

  • As necessary for dispute resolution or legal compliance

 

 

9. Your Rights

 

Under the Kenya Data Protection Act, you may request:

 

  • Access to your data

  • Correction of inaccurate data

  • Deletion of data (subject to legal obligations)

  • Withdrawal of consent where applicable

 

Requests can be submitted to:

 support@x1x.africa

 

 

10. Security

 

We implement appropriate technical and organizational measures to protect personal data. However, no system can guarantee absolute security.

 

 

11. Changes to This Policy

 

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised date.

 

 

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